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Funny excuses written on insurance claims

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Funny excuses written on insurance claims.

Insurance fraud is no joke, but below are a few funny insurance fraud and claims :

• “I thought my window was down but I found it was up when I put my head through it.” Probably not the most effective way to think with your head”

• “I was driving along the motorway when the police pulled me over onto the hard shoulder. Unfortunately I was in the middle lane and there was another car in the way..”

• “Going to work at 7am this morning I drove out of my drive straight into a bus. The bus was 5 minutes early..”

• “A man in Washington State nearly got a taste of his own medicine when he attempted to kill a spider with a makeshift blowtorch. Using a cigarette lighter and a can of hairspray, he promptly set fire to his towels and the bathroom went up in flames. His insurance claim was refused because it was deemed a ‘deliberate act”

• “There’s a WHAT in your soup? Carla Patterson tried to defraud a Virginia Cracker Barrel restaurant for a $500,000 insurance settlement after claiming she found a mouse in her soup. An investigation found that the mouse didn’t have any soup in its lungs and never was cooked. She was sentenced to one year in prison”

• “For 7 years between 1993 and 2000 Isabel Parker pretended to slip and fall in various locations. After doing it nearly 49 times she filed insurance claims worth nearly a millions dollars. Unfortunately for her the insurance company didn’t fall for it”

• “The accident happened because I had one eye on the lorry in front, one eye on the pedestrian and the other eye on the car behind.”

• “A woman in the USA who had accidentally baked her cellphone inside a birthday cake had her insurance claim denied”

• “In Greece, a British tourist was so busy looking at a group of girls that he ran into a bus shelter and broke his nose. He was lucky – his insurer paid out for his medical treatment”


Think the next time you lay a claim with your insurance, make sure it is sensible and that it does not land up on the funniest insurance claims list.


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List 25
Not Always Right


  1. Andre
    | Reply

    As an Insurance broker, we find that most accidents happen due to people busy with What’s APP. The excuses on the claim form, are either ” I was looking away for a moment” or ” I was looking down”.
    as a matter of Interest, In America, it is 6 times more dangerous to drive and “what’s App as drinking and driving, but in South Africa, these stats increases to 16 times more dangerous than drinking and driving, which is directly the cause of most road deaths.

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